Call reports 2011
VISIONBANK OF IOWA — 2011
What VISIONBANK OF IOWA reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 422,830,000 | 427,522,000 | 420,256,000 | 431,656,000 |
| Total loans | 297,610,000 | 290,802,000 | 295,399,000 | 293,596,000 |
| Allowance for loan losses | 7,560,000 | 7,982,000 | 7,852,000 | 6,727,000 |
| Securities available for sale | 54,162,000 | 64,673,000 | 58,705,000 | 56,721,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 351,362,000 | 356,457,000 | 350,391,000 | 366,024,000 |
| Interest-bearing deposits | 310,345,000 | 303,802,000 | 273,895,000 | 275,265,000 |
| Noninterest-bearing deposits | 41,017,000 | 52,655,000 | 76,496,000 | 90,759,000 |
| Equity capital | 39,280,000 | 40,176,000 | 40,023,000 | 39,526,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 4,909,000 | 9,510,000 | 14,054,000 | 18,550,000 |
| Interest expense | 1,362,000 | 2,668,000 | 3,876,000 | 4,949,000 |
| Net interest income | 3,547,000 | 6,842,000 | 10,178,000 | 13,601,000 |
| Noninterest income | 546,000 | 1,054,000 | 1,163,000 | 1,287,000 |
| Noninterest expense | 3,157,000 | 6,241,000 | 8,896,000 | 12,205,000 |
| Provision for loan losses | 300,000 | 1,300,000 | 1,725,000 | 2,125,000 |
| Pretax income | 653,000 | 541,000 | 915,000 | 753,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 653,000 | 541,000 | 915,000 | 753,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,150,000 | 39,043,000 | 39,422,000 | 39,265,000 |
| Total capital | 43,180,000 | 43,017,000 | 43,408,000 | 43,292,000 |
| Risk-weighted assets | 318,875,000 | 313,953,000 | 315,035,000 | 319,496,000 |