Call reports 2010
VISIONBANK OF IOWA — 2010
What VISIONBANK OF IOWA reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 382,894,000 | 436,606,000 | 415,244,000 | 424,377,000 |
| Total loans | 292,544,000 | 324,217,000 | 313,626,000 | 310,628,000 |
| Allowance for loan losses | 7,200,000 | 9,190,000 | 7,876,000 | 8,102,000 |
| Securities available for sale | 36,800,000 | 37,089,000 | 40,293,000 | 48,512,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 301,793,000 | 350,648,000 | 340,003,000 | 352,737,000 |
| Interest-bearing deposits | 264,935,000 | 314,585,000 | 302,729,000 | 306,611,000 |
| Noninterest-bearing deposits | 36,858,000 | 36,063,000 | 37,274,000 | 46,126,000 |
| Equity capital | 33,889,000 | 39,644,000 | 40,700,000 | 38,698,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 4,705,000 | 11,269,000 | 16,432,000 | 21,628,000 |
| Interest expense | 1,597,000 | 4,006,000 | 5,604,000 | 7,054,000 |
| Net interest income | 3,108,000 | 7,263,000 | 10,828,000 | 14,574,000 |
| Noninterest income | 238,000 | 271,000 | 825,000 | 288,000 |
| Noninterest expense | 2,251,000 | 6,085,000 | 9,223,000 | 12,016,000 |
| Provision for loan losses | 800,000 | 2,950,000 | 2,950,000 | 4,720,000 |
| Pretax income | 243,000 | -1,550,000 | -569,000 | -2,536,000 |
| Income tax | 70,000 | 70,000 | 0 | 0 |
| Net income | 173,000 | -1,620,000 | -569,000 | -2,536,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,841,000 | 39,398,000 | 40,454,000 | 38,492,000 |
| Total capital | 37,655,000 | 43,708,000 | 44,649,000 | 42,696,000 |
| Risk-weighted assets | 301,742,000 | 339,862,000 | 331,905,000 | 332,429,000 |