Call reports 2001
VISIONBANK OF IOWA — 2001
What VISIONBANK OF IOWA reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 60,607,000 | 64,257,000 | 67,009,000 | 70,629,000 |
| Total loans | 42,160,000 | 46,029,000 | 52,723,000 | 53,347,000 |
| Allowance for loan losses | 461,000 | 489,000 | 563,000 | 616,000 |
| Securities available for sale | 14,529,000 | 12,699,000 | 10,597,000 | 11,358,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,702,000 | 44,640,000 | 47,074,000 | 48,039,000 |
| Interest-bearing deposits | 41,245,000 | 41,490,000 | 43,715,000 | 43,429,000 |
| Noninterest-bearing deposits | 3,457,000 | 3,150,000 | 3,359,000 | 4,611,000 |
| Equity capital | 5,719,000 | 5,912,000 | 6,068,000 | 6,196,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,121,000 | 2,282,000 | 3,517,000 | 4,763,000 |
| Interest expense | 664,000 | 1,306,000 | 1,962,000 | 2,572,000 |
| Net interest income | 457,000 | 976,000 | 1,555,000 | 2,191,000 |
| Noninterest income | 57,000 | 112,000 | 165,000 | 239,000 |
| Noninterest expense | 264,000 | 539,000 | 832,000 | 1,151,000 |
| Provision for loan losses | 35,000 | 62,000 | 143,000 | 273,000 |
| Pretax income | 216,000 | 488,000 | 746,000 | 1,007,000 |
| Income tax | 16,000 | 28,000 | 46,000 | 67,000 |
| Net income | 200,000 | 460,000 | 700,000 | 940,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,078,000 | 5,244,000 | 5,404,000 | 5,655,000 |
| Total capital | 5,539,000 | 5,733,000 | 5,967,000 | 6,271,000 |
| Risk-weighted assets | 43,097,000 | 47,052,000 | 51,833,000 | 54,035,000 |