Call reports 2018
NATIONAL BANK OF COMMERCE — 2018
What NATIONAL BANK OF COMMERCE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 3,109,876,000 | 3,210,153,000 | 4,099,144,000 | 4,206,806,000 |
| Total loans | 2,501,661,000 | 2,521,587,000 | 3,245,911,000 | 3,332,996,000 |
| Allowance for loan losses | 15,839,000 | 15,997,000 | 16,759,000 | 18,176,000 |
| Securities available for sale | 144,485,000 | 136,594,000 | 185,979,000 | 187,516,000 |
| Securities held to maturity | 25,383,000 | 24,948,000 | 25,203,000 | 25,045,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,576,408,000 | 2,667,416,000 | 3,348,211,000 | 3,446,901,000 |
| Interest-bearing deposits | 1,840,238,000 | 1,841,439,000 | 2,399,593,000 | 2,502,469,000 |
| Noninterest-bearing deposits | 736,170,000 | 825,977,000 | 948,618,000 | 944,432,000 |
| Equity capital | 493,055,000 | 504,199,000 | 691,790,000 | 704,354,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 36,313,000 | 74,017,000 | 120,203,000 | 171,616,000 |
| Interest expense | 3,032,000 | 6,956,000 | 12,593,000 | 19,516,000 |
| Net interest income | 33,281,000 | 67,061,000 | 107,610,000 | 152,100,000 |
| Noninterest income | 4,837,000 | 9,234,000 | 13,989,000 | 19,092,000 |
| Noninterest expense | 23,987,000 | 45,925,000 | 71,753,000 | 103,484,000 |
| Provision for loan losses | 1,318,000 | 2,174,000 | 3,175,000 | 4,723,000 |
| Pretax income | 13,004,000 | 28,389,000 | 46,864,000 | 63,178,000 |
| Income tax | 3,068,000 | 6,621,000 | 11,028,000 | 15,030,000 |
| Net income | 9,480,000 | 20,696,000 | 34,088,000 | 45,679,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 317,700,000 | 329,830,000 | 425,523,000 | 438,366,000 |
| Total capital | 333,539,000 | 345,827,000 | 442,282,000 | 456,718,000 |
| Risk-weighted assets | 2,476,768,000 | 2,491,530,000 | 3,152,663,000 | 3,231,587,000 |