Call reports 2017
NATIONAL BANK OF COMMERCE — 2017
What NATIONAL BANK OF COMMERCE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 2,442,321,000 | 2,414,953,000 | 2,545,788,000 | 2,735,073,000 |
| Total loans | 1,834,252,000 | 1,898,076,000 | 2,071,684,000 | 2,167,249,000 |
| Allowance for loan losses | 12,565,000 | 13,407,000 | 14,264,000 | 14,985,000 |
| Securities available for sale | 72,333,000 | 75,462,000 | 85,338,000 | 85,834,000 |
| Securities held to maturity | 26,057,000 | 26,107,000 | 25,820,000 | 25,562,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,106,428,000 | 2,048,242,000 | 2,137,528,000 | 2,319,187,000 |
| Interest-bearing deposits | 1,462,456,000 | 1,396,247,000 | 1,475,456,000 | 1,588,688,000 |
| Noninterest-bearing deposits | 643,972,000 | 651,995,000 | 662,072,000 | 730,499,000 |
| Equity capital | 304,719,000 | 331,771,000 | 370,474,000 | 378,950,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 24,895,000 | 51,356,000 | 79,552,000 | 109,769,000 |
| Interest expense | 2,081,000 | 4,205,000 | 6,378,000 | 8,814,000 |
| Net interest income | 22,814,000 | 47,151,000 | 73,174,000 | 100,955,000 |
| Noninterest income | 5,440,000 | 10,516,000 | 15,167,000 | 20,122,000 |
| Noninterest expense | 18,114,000 | 35,532,000 | 53,167,000 | 71,609,000 |
| Provision for loan losses | 156,000 | 1,311,000 | 2,416,000 | 3,894,000 |
| Pretax income | 9,984,000 | 20,852,000 | 32,786,000 | 45,483,000 |
| Income tax | 3,456,000 | 7,301,000 | 11,455,000 | 21,484,000 |
| Net income | 6,035,000 | 12,627,000 | 19,837,000 | 22,092,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 198,771,000 | 225,687,000 | 245,779,000 | 258,027,000 |
| Total capital | 211,336,000 | 239,094,000 | 260,043,000 | 273,012,000 |
| Risk-weighted assets | 1,843,919,000 | 1,894,691,000 | 2,084,235,000 | 2,165,537,000 |