Call reports 2016
NATIONAL BANK OF COMMERCE — 2016
What NATIONAL BANK OF COMMERCE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 1,733,554,000 | 1,733,420,000 | 1,776,914,000 | 1,947,903,000 |
| Total loans | 1,396,068,000 | 1,426,044,000 | 1,420,178,000 | 1,500,857,000 |
| Allowance for loan losses | 10,927,000 | 11,642,000 | 11,950,000 | 12,113,000 |
| Securities available for sale | 55,670,000 | 62,502,000 | 76,182,000 | 73,380,000 |
| Securities held to maturity | 27,284,000 | 26,993,000 | 26,666,000 | 26,329,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,505,877,000 | 1,487,942,000 | 1,527,387,000 | 1,694,059,000 |
| Interest-bearing deposits | 1,115,554,000 | 1,076,023,000 | 1,116,956,000 | 1,238,680,000 |
| Noninterest-bearing deposits | 390,323,000 | 411,919,000 | 410,431,000 | 455,379,000 |
| Equity capital | 203,862,000 | 213,630,000 | 219,182,000 | 223,721,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 18,312,000 | 36,691,000 | 55,525,000 | 74,553,000 |
| Interest expense | 1,650,000 | 3,197,000 | 4,767,000 | 6,421,000 |
| Net interest income | 16,662,000 | 33,494,000 | 50,758,000 | 68,132,000 |
| Noninterest income | 3,125,000 | 6,500,000 | 10,502,000 | 13,966,000 |
| Noninterest expense | 11,999,000 | 24,305,000 | 36,678,000 | 48,730,000 |
| Provision for loan losses | 1,533,000 | 2,434,000 | 2,807,000 | 3,248,000 |
| Pretax income | 6,255,000 | 13,255,000 | 21,775,000 | 30,120,000 |
| Income tax | 2,177,000 | 4,410,000 | 7,331,000 | 10,167,000 |
| Net income | 3,738,000 | 8,077,000 | 13,254,000 | 18,389,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 145,529,000 | 155,131,000 | 160,667,000 | 166,037,000 |
| Total capital | 156,456,000 | 166,773,000 | 172,617,000 | 178,150,000 |
| Risk-weighted assets | 1,389,050,000 | 1,423,575,000 | 1,428,269,000 | 1,500,087,000 |