Call reports 2015
NATIONAL BANK OF COMMERCE — 2015
What NATIONAL BANK OF COMMERCE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 1,204,812,000 | 1,254,379,000 | 1,348,895,000 | 1,761,248,000 |
| Total loans | 934,544,000 | 984,403,000 | 1,023,062,000 | 1,334,434,000 |
| Allowance for loan losses | 9,522,000 | 9,274,000 | 9,391,000 | 9,842,000 |
| Securities available for sale | 31,901,000 | 29,977,000 | 28,739,000 | 53,405,000 |
| Securities held to maturity | 5,730,000 | 12,609,000 | 17,172,000 | 27,458,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,025,561,000 | 1,076,332,000 | 1,161,384,000 | 1,521,466,000 |
| Interest-bearing deposits | 767,561,000 | 804,679,000 | 870,635,000 | 1,131,569,000 |
| Noninterest-bearing deposits | 258,000,000 | 271,653,000 | 290,749,000 | 389,897,000 |
| Equity capital | 137,812,000 | 140,107,000 | 148,119,000 | 199,627,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 12,193,000 | 24,907,000 | 38,357,000 | 54,845,000 |
| Interest expense | 1,027,000 | 2,098,000 | 3,289,000 | 4,796,000 |
| Net interest income | 11,166,000 | 22,809,000 | 35,068,000 | 50,049,000 |
| Noninterest income | 1,759,000 | 3,960,000 | 6,262,000 | 8,302,000 |
| Noninterest expense | 9,069,000 | 18,503,000 | 28,018,000 | 38,967,000 |
| Provision for loan losses | 161,000 | 281,000 | 482,000 | 1,113,000 |
| Pretax income | 3,695,000 | 7,985,000 | 12,830,000 | 18,271,000 |
| Income tax | 1,175,000 | 2,506,000 | 4,056,000 | 5,842,000 |
| Net income | 2,054,000 | 4,420,000 | 7,142,000 | 10,360,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 101,265,000 | 102,999,000 | 110,863,000 | 141,544,000 |
| Total capital | 110,787,000 | 112,273,000 | 120,254,000 | 151,386,000 |
| Risk-weighted assets | 946,750,000 | 1,008,558,000 | 1,037,793,000 | 1,351,061,000 |