Call reports 2013
NATIONAL BANK OF COMMERCE — 2013
What NATIONAL BANK OF COMMERCE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 647,340,000 | 654,781,000 | 673,477,000 | 791,246,000 |
| Total loans | 447,565,000 | 519,020,000 | 541,459,000 | 589,162,000 |
| Allowance for loan losses | 9,887,000 | 9,840,000 | 9,171,000 | 9,119,000 |
| Securities available for sale | 45,346,000 | 50,359,000 | 48,550,000 | 47,979,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 534,968,000 | 541,428,000 | 561,526,000 | 678,836,000 |
| Interest-bearing deposits | 451,567,000 | 452,660,000 | 459,355,000 | 549,195,000 |
| Noninterest-bearing deposits | 83,401,000 | 88,768,000 | 102,171,000 | 129,641,000 |
| Equity capital | 84,949,000 | 85,190,000 | 86,183,000 | 87,610,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 5,270,000 | 10,976,000 | 17,077,000 | 23,312,000 |
| Interest expense | 688,000 | 1,338,000 | 1,976,000 | 2,612,000 |
| Net interest income | 4,582,000 | 9,638,000 | 15,101,000 | 20,700,000 |
| Noninterest income | 1,282,000 | 2,707,000 | 4,098,000 | 5,256,000 |
| Noninterest expense | 4,926,000 | 9,975,000 | 15,130,000 | 19,563,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 985,000 | 2,417,000 | 4,116,000 | 6,440,000 |
| Income tax | 344,000 | 869,000 | 1,496,000 | 2,360,000 |
| Net income | 641,000 | 1,548,000 | 2,620,000 | 4,080,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 78,384,000 | 79,112,000 | 80,845,000 | 84,583,000 |
| Total capital | 83,887,000 | 85,563,000 | 87,660,000 | 91,918,000 |
| Risk-weighted assets | 435,522,000 | 512,656,000 | 542,817,000 | 585,042,000 |