Call reports 2011
NATIONAL BANK OF COMMERCE — 2011
What NATIONAL BANK OF COMMERCE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 383,578,000 | 396,829,000 | 421,710,000 | 425,988,000 |
| Total loans | 232,750,000 | 265,264,000 | 280,152,000 | 307,982,000 |
| Allowance for loan losses | 10,950,000 | 10,729,000 | 10,055,000 | 10,343,000 |
| Securities available for sale | 55,784,000 | 52,857,000 | 52,934,000 | 50,050,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 280,667,000 | 294,180,000 | 320,162,000 | 325,659,000 |
| Interest-bearing deposits | 241,849,000 | 251,850,000 | 262,150,000 | 273,360,000 |
| Noninterest-bearing deposits | 38,818,000 | 42,330,000 | 58,012,000 | 52,299,000 |
| Equity capital | 79,439,000 | 80,177,000 | 81,427,000 | 81,997,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 4,382,000 | 8,386,000 | 12,668,000 | 17,005,000 |
| Interest expense | 1,002,000 | 1,917,000 | 2,785,000 | 3,560,000 |
| Net interest income | 3,380,000 | 6,469,000 | 9,883,000 | 13,445,000 |
| Noninterest income | 369,000 | 825,000 | 1,679,000 | 2,401,000 |
| Noninterest expense | 3,606,000 | 7,142,000 | 11,059,000 | 14,475,000 |
| Provision for loan losses | 300,000 | 300,000 | 300,000 | 600,000 |
| Pretax income | -93,000 | -84,000 | 267,000 | 835,000 |
| Income tax | -69,000 | -95,000 | 9,000 | 216,000 |
| Net income | -24,000 | 11,000 | 258,000 | 619,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 69,708,000 | 70,078,000 | 70,969,000 | 72,961,000 |
| Total capital | 72,650,000 | 73,358,000 | 74,438,000 | 76,694,000 |
| Risk-weighted assets | 227,330,000 | 254,920,000 | 270,913,000 | 292,004,000 |