Call reports 2006
NATIONAL BANK OF COMMERCE — 2006
What NATIONAL BANK OF COMMERCE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 132,481,000 | 151,682,000 | 164,102,000 | 180,354,000 |
| Total loans | 106,562,000 | 124,705,000 | 137,053,000 | 149,549,000 |
| Allowance for loan losses | 1,331,000 | 1,551,000 | 1,703,000 | 1,864,000 |
| Securities available for sale | 13,789,000 | 13,269,000 | 12,994,000 | 12,745,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 109,330,000 | 124,175,000 | 136,083,000 | 147,177,000 |
| Interest-bearing deposits | 103,520,000 | 114,395,000 | 126,249,000 | 134,705,000 |
| Noninterest-bearing deposits | 5,811,000 | 9,780,000 | 9,834,000 | 12,471,000 |
| Equity capital | 13,217,000 | 13,098,000 | 13,269,000 | 18,693,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,136,000 | 4,771,000 | 7,855,000 | 11,258,000 |
| Interest expense | 1,054,000 | 2,309,000 | 3,834,000 | 5,494,000 |
| Net interest income | 1,082,000 | 2,462,000 | 4,021,000 | 5,764,000 |
| Noninterest income | 43,000 | 88,000 | 182,000 | 251,000 |
| Noninterest expense | 1,238,000 | 2,509,000 | 3,943,000 | 5,393,000 |
| Provision for loan losses | 269,000 | 489,000 | 641,000 | 802,000 |
| Pretax income | -382,000 | -448,000 | -396,000 | -195,000 |
| Income tax | 0 | 0 | 0 | -1,216,000 |
| Net income | -382,000 | -448,000 | -396,000 | 1,021,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,409,000 | 13,388,000 | 13,424,000 | 18,233,000 |
| Total capital | 14,740,000 | 14,939,000 | 15,127,000 | 20,097,000 |
| Risk-weighted assets | 106,786,000 | 125,130,000 | 138,106,000 | 161,457,000 |