Call reports 2004
NATIONAL BANK OF COMMERCE — 2004
What NATIONAL BANK OF COMMERCE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|
| Total assets | 8,512,000 | 24,785,000 | 31,231,000 |
| Total loans | 780,000 | 10,641,000 | 21,361,000 |
| Allowance for loan losses | 10,000 | 129,000 | 262,000 |
| Securities available for sale | 3,012,000 | 6,964,000 | 7,753,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 708,000 | 12,055,000 | 20,721,000 |
| Interest-bearing deposits | 287,000 | 10,660,000 | 18,277,000 |
| Noninterest-bearing deposits | 422,000 | 1,395,000 | 2,443,000 |
| Equity capital | 7,804,000 | 8,774,000 | 8,426,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|
| Interest income | 9,000 | 198,000 | 523,000 |
| Interest expense | 11,000 | 38,000 | 127,000 |
| Net interest income | -2,000 | 160,000 | 396,000 |
| Noninterest income | 0 | 14,000 | 32,000 |
| Noninterest expense | 380,000 | 929,000 | 1,531,000 |
| Provision for loan losses | 10,000 | 129,000 | 262,000 |
| Pretax income | -392,000 | -884,000 | -1,365,000 |
| Income tax | 0 | 0 | 0 |
| Net income | -392,000 | -884,000 | -1,365,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|
| Tier 1 capital | 7,807,000 | 8,755,000 | 8,430,000 |
| Total capital | 7,815,000 | 8,884,000 | 8,692,000 |
| Risk-weighted assets | 2,215,000 | 13,277,000 | 23,305,000 |