Call report 2015Q1
UNITED BANK & CAPITAL TRUST COMPANY — 2015Q1
The 22 measures UNITED BANK & CAPITAL TRUST COMPANY reported to the FFIEC for 2015Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 704,331,000 | USD | evidence → |
| Total loans | 319,006,000 | USD | evidence → |
| Allowance for loan losses | 3,592,000 | USD | evidence → |
| Securities available for sale | 310,326,000 | USD | evidence → |
| Securities held to maturity | 705,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 569,425,000 | USD | evidence → |
| Interest-bearing deposits | 442,943,000 | USD | evidence → |
| Noninterest-bearing deposits | 126,482,000 | USD | evidence → |
| Equity capital | 70,607,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,667,000 | USD | evidence → |
| Interest expense | 739,000 | USD | evidence → |
| Net interest income | 4,928,000 | USD | evidence → |
| Noninterest income | 1,539,000 | USD | evidence → |
| Noninterest expense | 5,066,000 | USD | evidence → |
| Provision for loan losses | -260,000 | USD | evidence → |
| Pretax income | 1,654,000 | USD | evidence → |
| Income tax | 381,000 | USD | evidence → |
| Net income | 1,273,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 67,019,000 | USD | evidence → |
| Total capital | 70,611,000 | USD | evidence → |
| Risk-weighted assets | 386,827,000 | USD | evidence → |