Call report 2006Q4
UNITED BANK & CAPITAL TRUST COMPANY — 2006Q4
The 22 measures UNITED BANK & CAPITAL TRUST COMPANY reported to the FFIEC for 2006Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 598,080,000 | USD | evidence → |
| Total loans | 327,250,000 | USD | evidence → |
| Allowance for loan losses | 3,520,000 | USD | evidence → |
| Securities available for sale | 144,377,000 | USD | evidence → |
| Securities held to maturity | 6,294,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 433,298,000 | USD | evidence → |
| Interest-bearing deposits | 306,224,000 | USD | evidence → |
| Noninterest-bearing deposits | 127,074,000 | USD | evidence → |
| Equity capital | 37,040,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 28,394,000 | USD | evidence → |
| Interest expense | 13,080,000 | USD | evidence → |
| Net interest income | 15,314,000 | USD | evidence → |
| Noninterest income | 5,195,000 | USD | evidence → |
| Noninterest expense | 14,299,000 | USD | evidence → |
| Provision for loan losses | 568,000 | USD | evidence → |
| Pretax income | 5,487,000 | USD | evidence → |
| Income tax | 353,000 | USD | evidence → |
| Net income | 5,134,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 38,411,000 | USD | evidence → |
| Total capital | 41,931,000 | USD | evidence → |
| Risk-weighted assets | 351,145,000 | USD | evidence → |