Call reports 2008
CHASEWOOD BANK, THE — 2008
What CHASEWOOD BANK, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 82,435,000 | 76,934,000 | 74,909,000 | 76,492,000 |
| Total loans | 24,503,000 | 24,773,000 | 25,412,000 | 27,989,000 |
| Allowance for loan losses | 206,000 | 206,000 | 206,000 | 212,000 |
| Securities available for sale | 33,502,000 | 34,839,000 | 40,341,000 | 40,220,000 |
| Securities held to maturity | 6,532,000 | 2,031,000 | 2,031,000 | 31,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,727,000 | 69,137,000 | 66,375,000 | 67,461,000 |
| Interest-bearing deposits | 56,588,000 | 52,159,000 | 50,156,000 | 48,988,000 |
| Noninterest-bearing deposits | 17,139,000 | 16,978,000 | 16,219,000 | 18,473,000 |
| Equity capital | 8,350,000 | 7,629,000 | 8,285,000 | 8,527,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,060,000 | 2,050,000 | 2,986,000 | 3,934,000 |
| Interest expense | 506,000 | 951,000 | 1,334,000 | 1,686,000 |
| Net interest income | 554,000 | 1,099,000 | 1,652,000 | 2,248,000 |
| Noninterest income | 70,000 | 135,000 | 193,000 | 248,000 |
| Noninterest expense | 610,000 | 1,233,000 | 1,856,000 | 2,495,000 |
| Provision for loan losses | 0 | 0 | 0 | 7,000 |
| Pretax income | 14,000 | 1,000 | -11,000 | 117,000 |
| Income tax | 3,000 | 3,000 | 0 | 13,000 |
| Net income | 11,000 | -2,000 | -11,000 | 104,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,254,000 | 8,241,000 | 8,232,000 | 8,347,000 |
| Total capital | 8,460,000 | 8,447,000 | 8,438,000 | 8,559,000 |
| Risk-weighted assets | 33,537,000 | 33,707,000 | 33,269,000 | 36,752,000 |