Call reports 2006
CHASEWOOD BANK, THE — 2006
What CHASEWOOD BANK, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 68,901,000 | 67,476,000 | 68,355,000 | 68,534,000 |
| Total loans | 19,288,000 | 19,334,000 | 19,844,000 | 18,841,000 |
| Allowance for loan losses | 206,000 | 206,000 | 206,000 | 206,000 |
| Securities available for sale | 33,475,000 | 32,141,000 | 31,553,000 | 28,869,000 |
| Securities held to maturity | 10,539,000 | 10,538,000 | 10,536,000 | 10,536,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,728,000 | 53,105,000 | 53,569,000 | 56,407,000 |
| Interest-bearing deposits | 41,278,000 | 35,728,000 | 35,662,000 | 35,313,000 |
| Noninterest-bearing deposits | 16,450,000 | 17,377,000 | 17,907,000 | 21,094,000 |
| Equity capital | 7,524,000 | 7,271,000 | 7,491,000 | 7,634,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 858,000 | 1,702,000 | 2,560,000 | 3,416,000 |
| Interest expense | 282,000 | 612,000 | 975,000 | 1,324,000 |
| Net interest income | 576,000 | 1,090,000 | 1,585,000 | 2,092,000 |
| Noninterest income | 72,000 | 143,000 | 212,000 | 286,000 |
| Noninterest expense | 610,000 | 1,208,000 | 1,799,000 | 2,404,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 38,000 | 25,000 | -2,000 | -26,000 |
| Income tax | 10,000 | 10,000 | 10,000 | -6,000 |
| Net income | 28,000 | 15,000 | -12,000 | -20,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,117,000 | 8,103,000 | 8,076,000 | 8,068,000 |
| Total capital | 8,323,000 | 8,309,000 | 8,282,000 | 8,274,000 |
| Risk-weighted assets | 27,021,000 | 26,456,000 | 26,710,000 | 26,589,000 |