Call reports 2005
CHASEWOOD BANK, THE — 2005
What CHASEWOOD BANK, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 69,830,000 | 70,409,000 | 65,578,000 | 72,986,000 |
| Total loans | 18,393,000 | 18,541,000 | 18,970,000 | 19,581,000 |
| Allowance for loan losses | 206,000 | 206,000 | 206,000 | 206,000 |
| Securities available for sale | 25,728,000 | 24,938,000 | 28,572,000 | 34,477,000 |
| Securities held to maturity | 12,565,000 | 12,542,000 | 10,541,000 | 10,540,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,449,000 | 56,757,000 | 57,490,000 | 61,705,000 |
| Interest-bearing deposits | 39,986,000 | 39,119,000 | 38,020,000 | 41,417,000 |
| Noninterest-bearing deposits | 16,463,000 | 17,638,000 | 19,470,000 | 20,288,000 |
| Equity capital | 7,493,000 | 7,691,000 | 7,689,000 | 7,573,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 748,000 | 1,520,000 | 2,300,000 | 3,112,000 |
| Interest expense | 149,000 | 315,000 | 484,000 | 697,000 |
| Net interest income | 599,000 | 1,205,000 | 1,816,000 | 2,415,000 |
| Noninterest income | 131,000 | 203,000 | 281,000 | 349,000 |
| Noninterest expense | 613,000 | 1,199,000 | 1,787,000 | 2,365,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 117,000 | 209,000 | 310,000 | 399,000 |
| Income tax | 0 | 0 | 21,000 | 52,000 |
| Net income | 117,000 | 209,000 | 289,000 | 347,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,858,000 | 7,950,000 | 8,030,000 | 8,088,000 |
| Total capital | 8,064,000 | 8,156,000 | 8,236,000 | 8,294,000 |
| Risk-weighted assets | 25,303,000 | 25,505,000 | 25,471,000 | 27,933,000 |