Call reports 2001
SAND RIDGE BANK — 2001
What SAND RIDGE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 584,025,000 | 596,880,000 | 586,059,000 | 611,316,000 |
| Total loans | 316,911,000 | 319,498,000 | 316,125,000 | 330,380,000 |
| Allowance for loan losses | 4,380,000 | 4,568,000 | 4,684,000 | 4,873,000 |
| Securities available for sale | 232,208,000 | 230,003,000 | 233,539,000 | 232,614,000 |
| Securities held to maturity | 5,414,000 | 4,649,000 | 4,865,000 | 5,689,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 456,704,000 | 463,532,000 | 451,601,000 | 463,815,000 |
| Interest-bearing deposits | 394,938,000 | 402,441,000 | 387,097,000 | 397,018,000 |
| Noninterest-bearing deposits | 61,766,000 | 61,091,000 | 64,504,000 | 66,797,000 |
| Equity capital | 50,696,000 | 49,957,000 | 49,697,000 | 48,492,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 10,234,000 | 20,550,000 | 30,256,000 | 39,694,000 |
| Interest expense | 5,410,000 | 10,727,000 | 15,169,000 | 19,227,000 |
| Net interest income | 4,824,000 | 9,823,000 | 15,087,000 | 20,467,000 |
| Noninterest income | 1,855,000 | 3,838,000 | 5,778,000 | 7,770,000 |
| Noninterest expense | 3,815,000 | 7,595,000 | 11,483,000 | 14,830,000 |
| Provision for loan losses | 350,000 | 2,003,000 | 2,372,000 | 3,543,000 |
| Pretax income | 2,651,000 | 4,203,000 | 7,154,000 | 10,110,000 |
| Income tax | 450,000 | 808,000 | 1,495,000 | 2,233,000 |
| Net income | 2,201,000 | 3,395,000 | 5,659,000 | 7,877,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,274,000 | 47,288,000 | 45,664,000 | 46,165,000 |
| Total capital | 51,531,000 | 51,515,000 | 49,759,000 | 50,379,000 |
| Risk-weighted assets | 340,466,000 | 337,807,000 | 327,008,000 | 336,482,000 |