Call reports 2026
SPRING VALLEY CITY BANK — 2026
What SPRING VALLEY CITY BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 209,443,000 | 206,953,000 |
| Total loans | 124,893,000 | 125,368,000 |
| Allowance for loan losses | 1,554,000 | 1,555,000 |
| Securities available for sale | 64,009,000 | 66,447,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 181,312,000 | 179,117,000 |
| Interest-bearing deposits | 146,985,000 | 145,481,000 |
| Noninterest-bearing deposits | 34,327,000 | 33,636,000 |
| Equity capital | 26,001,000 | 25,865,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 2,177,000 | 4,456,000 |
| Interest expense | 652,000 | 1,298,000 |
| Net interest income | 1,525,000 | 3,158,000 |
| Noninterest income | 91,000 | 190,000 |
| Noninterest expense | 1,168,000 | 2,295,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 448,000 | 1,053,000 |
| Income tax | 69,000 | 171,000 |
| Net income | 379,000 | 882,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 29,679,000 | 29,514,000 |
| Total capital | 31,214,000 | 31,063,000 |
| Risk-weighted assets | 122,785,000 | 123,880,000 |