Call reports 2023
CITY NATIONAL BANK OF COLORADO CITY, THE — 2023
What CITY NATIONAL BANK OF COLORADO CITY, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 243,874,000 | 263,709,000 | 271,296,000 | 279,372,000 |
| Total loans | 171,158,000 | 179,142,000 | 186,126,000 | 191,076,000 |
| Allowance for loan losses | 2,564,000 | 2,775,000 | 2,826,000 | 2,913,000 |
| Securities available for sale | 9,221,000 | 11,659,000 | 537,000 | 497,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 216,716,000 | 205,961,000 | 212,824,000 | 220,021,000 |
| Interest-bearing deposits | 181,352,000 | 170,319,000 | 185,217,000 | 189,549,000 |
| Noninterest-bearing deposits | 35,364,000 | 35,642,000 | 27,607,000 | 30,472,000 |
| Equity capital | 25,896,000 | 26,682,000 | 27,270,000 | 28,088,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,289,000 | 6,918,000 | 10,972,000 | 15,694,000 |
| Interest expense | 854,000 | 2,069,000 | 4,116,000 | 6,370,000 |
| Net interest income | 2,435,000 | 4,849,000 | 6,856,000 | 9,324,000 |
| Noninterest income | 240,000 | 487,000 | 797,000 | 1,024,000 |
| Noninterest expense | 1,460,000 | 2,926,000 | 4,453,000 | 6,034,000 |
| Provision for loan losses | 155,000 | 355,000 | 400,000 | 485,000 |
| Pretax income | 1,060,000 | 2,055,000 | 2,800,000 | 3,814,000 |
| Income tax | 221,000 | 427,000 | 581,000 | 796,000 |
| Net income | 839,000 | 1,628,000 | 2,219,000 | 3,018,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,913,000 | 26,702,000 | 27,293,000 | 28,091,000 |
| Total capital | 27,747,000 | 28,640,000 | 29,309,000 | 30,170,000 |
| Risk-weighted assets | 145,972,000 | 154,184,000 | 160,460,000 | 165,488,000 |