Call reports 2020
CITY NATIONAL BANK OF COLORADO CITY, THE — 2020
What CITY NATIONAL BANK OF COLORADO CITY, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 149,199,000 | 162,557,000 | 170,150,000 | 173,524,000 |
| Total loans | 105,712,000 | 111,917,000 | 119,950,000 | 125,527,000 |
| Allowance for loan losses | 1,500,000 | 1,636,000 | 1,820,000 | 2,154,000 |
| Securities available for sale | 28,283,000 | 33,814,000 | 33,205,000 | 34,214,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 136,766,000 | 149,661,000 | 151,954,000 | 154,479,000 |
| Interest-bearing deposits | 111,585,000 | 121,649,000 | 124,458,000 | 126,706,000 |
| Noninterest-bearing deposits | 25,181,000 | 28,012,000 | 27,496,000 | 27,773,000 |
| Equity capital | 12,088,000 | 12,497,000 | 13,034,000 | 16,461,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,838,000 | 3,592,000 | 5,797,000 | 7,993,000 |
| Interest expense | 257,000 | 488,000 | 738,000 | 1,012,000 |
| Net interest income | 1,581,000 | 3,104,000 | 5,059,000 | 6,981,000 |
| Noninterest income | 270,000 | 522,000 | 771,000 | 1,037,000 |
| Noninterest expense | 1,144,000 | 2,267,000 | 3,526,000 | 4,815,000 |
| Provision for loan losses | 150,000 | 307,000 | 557,000 | 912,000 |
| Pretax income | 873,000 | 1,501,000 | 2,185,000 | 2,729,000 |
| Income tax | -70,000 | -4,000 | 151,000 | 307,000 |
| Net income | 943,000 | 1,505,000 | 2,034,000 | 2,422,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,978,000 | 12,540,000 | 13,069,000 | 16,478,000 |
| Total capital | 13,207,000 | 13,792,000 | 14,388,000 | 17,827,000 |
| Risk-weighted assets | 98,038,000 | 99,769,000 | 105,055,000 | 107,076,000 |