Call report 2022Q4
CITIZENS BANK — 2022Q4
The 22 measures CITIZENS BANK reported to the FFIEC for 2022Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 632,031,000 | USD | evidence → |
| Total loans | 372,148,000 | USD | evidence → |
| Allowance for loan losses | 4,785,000 | USD | evidence → |
| Securities available for sale | 199,657,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 578,798,000 | USD | evidence → |
| Interest-bearing deposits | 428,897,000 | USD | evidence → |
| Noninterest-bearing deposits | 149,901,000 | USD | evidence → |
| Equity capital | 50,777,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 20,242,000 | USD | evidence → |
| Interest expense | 1,030,000 | USD | evidence → |
| Net interest income | 19,212,000 | USD | evidence → |
| Noninterest income | 4,409,000 | USD | evidence → |
| Noninterest expense | 16,968,000 | USD | evidence → |
| Provision for loan losses | 483,000 | USD | evidence → |
| Pretax income | 6,170,000 | USD | evidence → |
| Income tax | 1,044,000 | USD | evidence → |
| Net income | 5,126,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 59,834,000 | USD | evidence → |
| Total capital | 64,619,000 | USD | evidence → |
| Risk-weighted assets | 454,433,000 | USD | evidence → |