Call reports 2011
CITIZENS BANK — 2011
What CITIZENS BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 345,893,000 | 351,264,000 | 352,703,000 | 355,964,000 |
| Total loans | 232,843,000 | 225,346,000 | 221,724,000 | 219,268,000 |
| Allowance for loan losses | 4,346,000 | 4,098,000 | 3,819,000 | 4,093,000 |
| Securities available for sale | 45,067,000 | 51,498,000 | 58,056,000 | 59,382,000 |
| Securities held to maturity | 24,271,000 | 24,124,000 | 23,705,000 | 22,804,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 304,394,000 | 308,699,000 | 309,466,000 | 310,613,000 |
| Interest-bearing deposits | 245,539,000 | 244,652,000 | 242,876,000 | 247,147,000 |
| Noninterest-bearing deposits | 58,855,000 | 64,047,000 | 66,590,000 | 63,466,000 |
| Equity capital | 30,779,000 | 31,392,000 | 32,500,000 | 32,314,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,894,000 | 7,738,000 | 11,507,000 | 15,282,000 |
| Interest expense | 578,000 | 1,139,000 | 1,671,000 | 2,170,000 |
| Net interest income | 3,316,000 | 6,599,000 | 9,836,000 | 13,112,000 |
| Noninterest income | 946,000 | 2,023,000 | 3,149,000 | 4,318,000 |
| Noninterest expense | 3,390,000 | 6,773,000 | 10,081,000 | 13,590,000 |
| Provision for loan losses | 675,000 | 1,425,000 | 1,885,000 | 2,155,000 |
| Pretax income | 197,000 | 424,000 | 1,019,000 | 1,685,000 |
| Income tax | -29,000 | -44,000 | 84,000 | 244,000 |
| Net income | 226,000 | 468,000 | 935,000 | 1,441,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,008,000 | 31,271,000 | 32,045,000 | 32,552,000 |
| Total capital | 34,099,000 | 34,303,000 | 35,054,000 | 35,524,000 |
| Risk-weighted assets | 246,052,000 | 241,497,000 | 239,938,000 | 236,694,000 |
Machine access — free, no API key
Every figure shown here about CITIZENS BANK — 2011 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.