Call report 2004Q4
CITIZENS BANK — 2004Q4
The 22 measures CITIZENS BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 283,020,000 | USD | evidence → |
| Total loans | 170,105,000 | USD | evidence → |
| Allowance for loan losses | 2,076,000 | USD | evidence → |
| Securities available for sale | 15,470,000 | USD | evidence → |
| Securities held to maturity | 53,457,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 245,671,000 | USD | evidence → |
| Interest-bearing deposits | 201,553,000 | USD | evidence → |
| Noninterest-bearing deposits | 44,118,000 | USD | evidence → |
| Equity capital | 29,455,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 13,112,000 | USD | evidence → |
| Interest expense | 2,561,000 | USD | evidence → |
| Net interest income | 10,551,000 | USD | evidence → |
| Noninterest income | 3,170,000 | USD | evidence → |
| Noninterest expense | 9,365,000 | USD | evidence → |
| Provision for loan losses | 517,000 | USD | evidence → |
| Pretax income | 3,839,000 | USD | evidence → |
| Income tax | 675,000 | USD | evidence → |
| Net income | 3,164,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 29,486,000 | USD | evidence → |
| Total capital | 31,562,000 | USD | evidence → |
| Risk-weighted assets | 192,530,000 | USD | evidence → |
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