Call report 2004Q1
CITIZENS BANK — 2004Q1
The 22 measures CITIZENS BANK reported to the FFIEC for 2004Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 255,380,000 | USD | evidence → |
| Total loans | 167,033,000 | USD | evidence → |
| Allowance for loan losses | 1,968,000 | USD | evidence → |
| Securities available for sale | 13,912,000 | USD | evidence → |
| Securities held to maturity | 51,161,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 216,325,000 | USD | evidence → |
| Interest-bearing deposits | 177,465,000 | USD | evidence → |
| Noninterest-bearing deposits | 38,860,000 | USD | evidence → |
| Equity capital | 28,453,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,319,000 | USD | evidence → |
| Interest expense | 639,000 | USD | evidence → |
| Net interest income | 2,680,000 | USD | evidence → |
| Noninterest income | 767,000 | USD | evidence → |
| Noninterest expense | 2,255,000 | USD | evidence → |
| Provision for loan losses | 166,000 | USD | evidence → |
| Pretax income | 1,026,000 | USD | evidence → |
| Income tax | 205,000 | USD | evidence → |
| Net income | 821,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 28,349,000 | USD | evidence → |
| Total capital | 30,317,000 | USD | evidence → |
| Risk-weighted assets | 185,010,000 | USD | evidence → |
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