Call report 2003Q3
CITIZENS BANK — 2003Q3
The 22 measures CITIZENS BANK reported to the FFIEC for 2003Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 249,520,000 | USD | evidence → |
| Total loans | 171,186,000 | USD | evidence → |
| Allowance for loan losses | 1,939,000 | USD | evidence → |
| Securities available for sale | 10,968,000 | USD | evidence → |
| Securities held to maturity | 52,811,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 212,450,000 | USD | evidence → |
| Interest-bearing deposits | 173,943,000 | USD | evidence → |
| Noninterest-bearing deposits | 38,507,000 | USD | evidence → |
| Equity capital | 27,487,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 10,313,000 | USD | evidence → |
| Interest expense | 2,090,000 | USD | evidence → |
| Net interest income | 8,223,000 | USD | evidence → |
| Noninterest income | 2,416,000 | USD | evidence → |
| Noninterest expense | 6,499,000 | USD | evidence → |
| Provision for loan losses | 519,000 | USD | evidence → |
| Pretax income | 3,621,000 | USD | evidence → |
| Income tax | 862,000 | USD | evidence → |
| Net income | 2,759,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 27,361,000 | USD | evidence → |
| Total capital | 29,300,000 | USD | evidence → |
| Risk-weighted assets | 186,949,000 | USD | evidence → |
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