Call report 2003Q1
CITIZENS BANK — 2003Q1
The 22 measures CITIZENS BANK reported to the FFIEC for 2003Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 244,835,000 | USD | evidence → |
| Total loans | 159,265,000 | USD | evidence → |
| Allowance for loan losses | 2,031,000 | USD | evidence → |
| Securities available for sale | 12,257,000 | USD | evidence → |
| Securities held to maturity | 46,056,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 206,734,000 | USD | evidence → |
| Interest-bearing deposits | 169,779,000 | USD | evidence → |
| Noninterest-bearing deposits | 36,955,000 | USD | evidence → |
| Equity capital | 26,769,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,438,000 | USD | evidence → |
| Interest expense | 721,000 | USD | evidence → |
| Net interest income | 2,717,000 | USD | evidence → |
| Noninterest income | 845,000 | USD | evidence → |
| Noninterest expense | 2,106,000 | USD | evidence → |
| Provision for loan losses | 120,000 | USD | evidence → |
| Pretax income | 1,336,000 | USD | evidence → |
| Income tax | 344,000 | USD | evidence → |
| Net income | 992,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 26,569,000 | USD | evidence → |
| Total capital | 28,600,000 | USD | evidence → |
| Risk-weighted assets | 176,506,000 | USD | evidence → |
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