Call reports 2026
CHELSEA STATE BANK — 2026
What CHELSEA STATE BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 422,333,000 | 416,526,000 |
| Total loans | 256,689,000 | 256,392,000 |
| Allowance for loan losses | 4,105,000 | 4,022,000 |
| Securities available for sale | 82,975,000 | 79,469,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 373,146,000 | 365,974,000 |
| Interest-bearing deposits | 266,130,000 | 254,631,000 |
| Noninterest-bearing deposits | 107,016,000 | 111,343,000 |
| Equity capital | 45,846,000 | 48,071,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 5,007,000 | 10,314,000 |
| Interest expense | 1,130,000 | 2,192,000 |
| Net interest income | 3,877,000 | 8,122,000 |
| Noninterest income | 308,000 | 591,000 |
| Noninterest expense | 2,781,000 | 5,491,000 |
| Provision for loan losses | 70,000 | -19,000 |
| Pretax income | 1,352,000 | 3,283,000 |
| Income tax | 0 | 0 |
| Net income | 1,352,000 | 3,283,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 51,907,000 | 53,118,000 |
| Total capital | 55,384,000 | 56,530,000 |
| Risk-weighted assets | 277,564,000 | 272,343,000 |