Call report 2025Q4
CHELSEA STATE BANK — 2025Q4
The 22 measures CHELSEA STATE BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 413,915,000 | USD | evidence → |
| Total loans | 252,457,000 | USD | evidence → |
| Allowance for loan losses | 4,029,000 | USD | evidence → |
| Securities available for sale | 85,187,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 363,019,000 | USD | evidence → |
| Interest-bearing deposits | 257,700,000 | USD | evidence → |
| Noninterest-bearing deposits | 105,318,000 | USD | evidence → |
| Equity capital | 48,019,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 21,455,000 | USD | evidence → |
| Interest expense | 4,908,000 | USD | evidence → |
| Net interest income | 16,547,000 | USD | evidence → |
| Noninterest income | 1,232,000 | USD | evidence → |
| Noninterest expense | 10,510,000 | USD | evidence → |
| Provision for loan losses | -193,000 | USD | evidence → |
| Pretax income | 7,474,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 7,474,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 53,283,000 | USD | evidence → |
| Total capital | 56,727,000 | USD | evidence → |
| Risk-weighted assets | 274,935,000 | USD | evidence → |