Call reports 2022
CHELSEA STATE BANK — 2022
What CHELSEA STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 451,088,000 | 429,274,000 | 436,552,000 | 424,408,000 |
| Total loans | 215,182,000 | 218,981,000 | 217,605,000 | 219,956,000 |
| Allowance for loan losses | 4,112,000 | 4,038,000 | 4,042,000 | 4,068,000 |
| Securities available for sale | 105,288,000 | 103,578,000 | 110,986,000 | 110,797,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 408,413,000 | 392,700,000 | 397,093,000 | 388,643,000 |
| Interest-bearing deposits | 285,773,000 | 262,898,000 | 258,149,000 | 250,214,000 |
| Noninterest-bearing deposits | 122,640,000 | 129,802,000 | 138,945,000 | 138,429,000 |
| Equity capital | 37,831,000 | 34,681,000 | 32,473,000 | 33,516,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,155,000 | 6,638,000 | 10,539,000 | 15,145,000 |
| Interest expense | 105,000 | 231,000 | 461,000 | 997,000 |
| Net interest income | 3,050,000 | 6,407,000 | 10,078,000 | 14,148,000 |
| Noninterest income | 369,000 | 666,000 | 998,000 | 1,259,000 |
| Noninterest expense | 2,067,000 | 4,102,000 | 6,301,000 | 8,719,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,344,000 | 2,958,000 | 4,763,000 | 6,682,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,344,000 | 2,958,000 | 4,763,000 | 6,682,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,652,000 | 42,792,000 | 44,123,000 | 43,671,000 |
| Total capital | 44,715,000 | 45,874,000 | 47,202,000 | 46,775,000 |
| Risk-weighted assets | 244,020,000 | 245,672,000 | 245,404,000 | 247,420,000 |