Call reports 2019
CHELSEA STATE BANK — 2019
What CHELSEA STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 313,733,000 | 297,906,000 | 292,175,000 | 297,110,000 |
| Total loans | 176,743,000 | 174,178,000 | 175,085,000 | 177,103,000 |
| Allowance for loan losses | 3,318,000 | 3,315,000 | 3,635,000 | 3,641,000 |
| Securities available for sale | 61,024,000 | 61,254,000 | 61,558,000 | 63,812,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 276,616,000 | 259,348,000 | 252,314,000 | 257,761,000 |
| Interest-bearing deposits | 192,239,000 | 177,248,000 | 174,290,000 | 175,653,000 |
| Noninterest-bearing deposits | 84,377,000 | 82,100,000 | 78,024,000 | 82,108,000 |
| Equity capital | 35,240,000 | 37,014,000 | 38,191,000 | 37,472,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,933,000 | 5,943,000 | 8,880,000 | 11,794,000 |
| Interest expense | 157,000 | 312,000 | 458,000 | 600,000 |
| Net interest income | 2,776,000 | 5,631,000 | 8,422,000 | 11,194,000 |
| Noninterest income | 198,000 | 414,000 | 646,000 | 871,000 |
| Noninterest expense | 1,841,000 | 3,557,000 | 5,283,000 | 7,154,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,133,000 | 2,488,000 | 3,785,000 | 4,919,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,133,000 | 2,488,000 | 3,785,000 | 4,919,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,842,000 | 35,783,000 | 36,548,000 | 36,144,000 |
| Total capital | 37,198,000 | 38,109,000 | 38,889,000 | 38,505,000 |
| Risk-weighted assets | 187,528,000 | 185,144,000 | 186,003,000 | 187,602,000 |