Call reports 2017
CHELSEA STATE BANK — 2017
What CHELSEA STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 294,964,000 | 282,100,000 | 278,635,000 | 283,957,000 |
| Total loans | 166,000,000 | 164,820,000 | 165,122,000 | 169,894,000 |
| Allowance for loan losses | 3,921,000 | 3,985,000 | 4,111,000 | 3,596,000 |
| Securities available for sale | 63,360,000 | 61,052,000 | 61,141,000 | 58,418,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 261,878,000 | 248,478,000 | 244,118,000 | 250,166,000 |
| Interest-bearing deposits | 195,989,000 | 181,489,000 | 176,440,000 | 175,507,000 |
| Noninterest-bearing deposits | 65,888,000 | 66,989,000 | 67,678,000 | 74,659,000 |
| Equity capital | 31,453,000 | 32,306,000 | 33,088,000 | 32,198,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,472,000 | 4,973,000 | 7,762,000 | 10,340,000 |
| Interest expense | 96,000 | 194,000 | 292,000 | 391,000 |
| Net interest income | 2,376,000 | 4,779,000 | 7,470,000 | 9,949,000 |
| Noninterest income | 229,000 | 447,000 | 676,000 | 916,000 |
| Noninterest expense | 1,685,000 | 3,388,000 | 5,056,000 | 6,867,000 |
| Provision for loan losses | 0 | 0 | 0 | -600,000 |
| Pretax income | 920,000 | 1,838,000 | 3,090,000 | 4,598,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 920,000 | 1,838,000 | 3,090,000 | 4,598,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,646,000 | 31,151,000 | 31,989,000 | 32,017,000 |
| Total capital | 32,846,000 | 33,330,000 | 34,169,000 | 34,249,000 |
| Risk-weighted assets | 174,323,000 | 172,536,000 | 172,535,000 | 177,267,000 |