Call reports 2013
YAKIMA NATIONAL BANK, NA — 2013
What YAKIMA NATIONAL BANK, NA reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 |
|---|---|---|---|
| Total assets | 117,274,000 | 125,089,000 | 124,679,000 |
| Total loans | 85,569,000 | 93,898,000 | 101,550,000 |
| Allowance for loan losses | 1,249,000 | 1,246,000 | 1,154,000 |
| Securities available for sale | 1,684,000 | 4,249,000 | 3,996,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 106,122,000 | 114,020,000 | 113,671,000 |
| Interest-bearing deposits | 72,520,000 | 80,015,000 | 78,072,000 |
| Noninterest-bearing deposits | 33,602,000 | 34,005,000 | 35,599,000 |
| Equity capital | 10,313,000 | 10,285,000 | 10,159,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 |
|---|---|---|---|
| Interest income | 1,211,000 | 2,605,000 | 4,025,000 |
| Interest expense | 159,000 | 309,000 | 465,000 |
| Net interest income | 1,052,000 | 2,296,000 | 3,560,000 |
| Noninterest income | 186,000 | 348,000 | 493,000 |
| Noninterest expense | 1,245,000 | 2,453,000 | 3,893,000 |
| Provision for loan losses | -25,000 | 47,000 | 172,000 |
| Pretax income | 101,000 | 227,000 | 71,000 |
| Income tax | -1,000 | 14,000 | -89,000 |
| Net income | 102,000 | 213,000 | 160,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 |
|---|---|---|---|
| Tier 1 capital | 10,314,000 | 10,374,000 | 10,266,000 |
| Total capital | 11,495,000 | 11,652,000 | 11,486,000 |
| Risk-weighted assets | 94,333,000 | 102,199,000 | 109,895,000 |