Call reports 2012
YAKIMA NATIONAL BANK, NA — 2012
What YAKIMA NATIONAL BANK, NA reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 114,528,000 | 107,835,000 | 108,668,000 | 118,443,000 |
| Total loans | 75,657,000 | 78,367,000 | 81,736,000 | 85,347,000 |
| Allowance for loan losses | 1,370,000 | 1,369,000 | 1,249,000 | 1,272,000 |
| Securities available for sale | 5,489,000 | 5,331,000 | 5,077,000 | 4,983,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 103,665,000 | 96,769,000 | 97,555,000 | 107,256,000 |
| Interest-bearing deposits | 72,278,000 | 66,425,000 | 66,585,000 | 70,296,000 |
| Noninterest-bearing deposits | 31,387,000 | 30,344,000 | 30,970,000 | 36,959,000 |
| Equity capital | 9,973,000 | 10,167,000 | 10,267,000 | 10,343,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,142,000 | 2,454,000 | 3,661,000 | 4,897,000 |
| Interest expense | 189,000 | 361,000 | 530,000 | 695,000 |
| Net interest income | 953,000 | 2,093,000 | 3,131,000 | 4,202,000 |
| Noninterest income | 217,000 | 399,000 | 576,000 | 821,000 |
| Noninterest expense | 1,073,000 | 2,244,000 | 3,386,000 | 4,562,000 |
| Provision for loan losses | 0 | -100,000 | -175,000 | -175,000 |
| Pretax income | 97,000 | 348,000 | 496,000 | 636,000 |
| Income tax | 6,000 | 30,000 | 51,000 | 84,000 |
| Net income | 91,000 | 318,000 | 445,000 | 552,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,967,000 | 10,140,000 | 10,213,000 | 10,267,000 |
| Total capital | 10,997,000 | 11,199,000 | 11,340,000 | 11,447,000 |
| Risk-weighted assets | 81,980,000 | 84,338,000 | 89,959,000 | 94,219,000 |