Call reports 2009
YAKIMA NATIONAL BANK, NA — 2009
What YAKIMA NATIONAL BANK, NA reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 96,393,000 | 109,829,000 | 106,772,000 | 107,312,000 |
| Total loans | 83,109,000 | 87,728,000 | 85,304,000 | 83,284,000 |
| Allowance for loan losses | 1,225,000 | 1,313,000 | 1,379,000 | 1,392,000 |
| Securities available for sale | 1,986,000 | 919,000 | 902,000 | 133,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,346,000 | 97,149,000 | 94,115,000 | 94,625,000 |
| Interest-bearing deposits | 62,501,000 | 72,668,000 | 67,607,000 | 69,474,000 |
| Noninterest-bearing deposits | 21,845,000 | 24,480,000 | 26,508,000 | 25,151,000 |
| Equity capital | 9,311,000 | 9,646,000 | 9,720,000 | 9,886,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,350,000 | 2,778,000 | 4,235,000 | 5,639,000 |
| Interest expense | 324,000 | 667,000 | 1,036,000 | 1,384,000 |
| Net interest income | 1,026,000 | 2,111,000 | 3,199,000 | 4,255,000 |
| Noninterest income | 161,000 | 393,000 | 588,000 | 811,000 |
| Noninterest expense | 857,000 | 1,801,000 | 2,792,000 | 3,776,000 |
| Provision for loan losses | 35,000 | 180,000 | 320,000 | 430,000 |
| Pretax income | 295,000 | 581,000 | 733,000 | 918,000 |
| Income tax | 64,000 | 51,000 | 72,000 | 34,000 |
| Net income | 231,000 | 530,000 | 661,000 | 884,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,272,000 | 9,638,000 | 9,715,000 | 9,885,000 |
| Total capital | 10,388,000 | 10,837,000 | 10,874,000 | 11,038,000 |
| Risk-weighted assets | 90,362,000 | 95,760,000 | 92,502,000 | 91,991,000 |