Call reports 2008
YAKIMA NATIONAL BANK, NA — 2008
What YAKIMA NATIONAL BANK, NA reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 73,058,000 | 80,415,000 | 89,710,000 | 100,399,000 |
| Total loans | 62,911,000 | 68,332,000 | 75,868,000 | 81,671,000 |
| Allowance for loan losses | 1,017,000 | 1,044,000 | 1,113,000 | 1,187,000 |
| Securities available for sale | 3,029,000 | 2,927,000 | 2,981,000 | 2,002,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,675,000 | 70,710,000 | 77,651,000 | 88,623,000 |
| Interest-bearing deposits | 46,393,000 | 51,423,000 | 55,877,000 | 61,485,000 |
| Noninterest-bearing deposits | 17,283,000 | 19,287,000 | 21,774,000 | 27,137,000 |
| Equity capital | 8,647,000 | 8,804,000 | 9,045,000 | 9,136,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,243,000 | 2,550,000 | 3,950,000 | 5,376,000 |
| Interest expense | 278,000 | 562,000 | 922,000 | 1,294,000 |
| Net interest income | 965,000 | 1,988,000 | 3,028,000 | 4,082,000 |
| Noninterest income | 131,000 | 284,000 | 504,000 | 711,000 |
| Noninterest expense | 735,000 | 1,492,000 | 2,290,000 | 3,138,000 |
| Provision for loan losses | 0 | 30,000 | 95,000 | 230,000 |
| Pretax income | 361,000 | 750,000 | 1,147,000 | 1,425,000 |
| Income tax | 127,000 | 247,000 | 393,000 | 489,000 |
| Net income | 234,000 | 503,000 | 754,000 | 936,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,610,000 | 8,825,000 | 9,023,000 | 9,094,000 |
| Total capital | 9,446,000 | 9,802,000 | 10,082,000 | 10,205,000 |
| Risk-weighted assets | 73,314,000 | 77,369,000 | 83,897,000 | 88,035,000 |