Call reports 2007
YAKIMA NATIONAL BANK, NA — 2007
What YAKIMA NATIONAL BANK, NA reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 56,870,000 | 63,660,000 | 69,503,000 | 71,039,000 |
| Total loans | 45,851,000 | 48,652,000 | 53,421,000 | 57,716,000 |
| Allowance for loan losses | 717,000 | 873,000 | 888,000 | 904,000 |
| Securities available for sale | 3,282,000 | 3,263,000 | 3,273,000 | 3,453,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,338,000 | 54,927,000 | 60,536,000 | 61,973,000 |
| Interest-bearing deposits | 32,878,000 | 37,301,000 | 42,481,000 | 42,539,000 |
| Noninterest-bearing deposits | 16,461,000 | 17,627,000 | 18,056,000 | 19,434,000 |
| Equity capital | 6,925,000 | 8,066,000 | 8,249,000 | 8,409,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,079,000 | 2,236,000 | 3,522,000 | 4,819,000 |
| Interest expense | 248,000 | 556,000 | 938,000 | 1,300,000 |
| Net interest income | 831,000 | 1,680,000 | 2,584,000 | 3,519,000 |
| Noninterest income | 68,000 | 192,000 | 304,000 | 492,000 |
| Noninterest expense | 545,000 | 1,190,000 | 1,910,000 | 2,729,000 |
| Provision for loan losses | 57,000 | 97,000 | 109,000 | 124,000 |
| Pretax income | 297,000 | 585,000 | 869,000 | 1,158,000 |
| Income tax | 104,000 | 199,000 | 260,000 | 324,000 |
| Net income | 193,000 | 386,000 | 609,000 | 834,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,939,000 | 8,087,000 | 8,258,000 | 8,428,000 |
| Total capital | 7,617,000 | 8,844,000 | 9,076,000 | 9,286,000 |
| Risk-weighted assets | 53,435,000 | 59,701,000 | 64,588,000 | 68,007,000 |