Call reports 2006
YAKIMA NATIONAL BANK, NA — 2006
What YAKIMA NATIONAL BANK, NA reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 49,410,000 | 51,851,000 | 53,329,000 | 59,612,000 |
| Total loans | 34,253,000 | 35,193,000 | 38,873,000 | 42,570,000 |
| Allowance for loan losses | 612,000 | 462,000 | 584,000 | 653,000 |
| Securities available for sale | 2,553,000 | 2,491,000 | 1,463,000 | 2,711,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,660,000 | 44,965,000 | 46,237,000 | 52,361,000 |
| Interest-bearing deposits | 29,834,000 | 28,599,000 | 27,690,000 | 29,663,000 |
| Noninterest-bearing deposits | 14,826,000 | 16,367,000 | 18,546,000 | 22,698,000 |
| Equity capital | 4,271,000 | 6,377,000 | 6,533,000 | 6,637,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 795,000 | 1,669,000 | 2,653,000 | 3,708,000 |
| Interest expense | 158,000 | 340,000 | 552,000 | 778,000 |
| Net interest income | 637,000 | 1,329,000 | 2,101,000 | 2,930,000 |
| Noninterest income | 72,000 | 146,000 | 241,000 | 319,000 |
| Noninterest expense | 526,000 | 1,062,000 | 1,582,000 | 2,270,000 |
| Provision for loan losses | 20,000 | 125,000 | 220,000 | 280,000 |
| Pretax income | 161,000 | 286,000 | 538,000 | 697,000 |
| Income tax | 47,000 | 64,000 | 130,000 | 148,000 |
| Net income | 114,000 | 222,000 | 408,000 | 549,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,299,000 | 6,404,000 | 6,551,000 | 6,651,000 |
| Total capital | 4,825,000 | 6,866,000 | 7,134,000 | 7,302,000 |
| Risk-weighted assets | 41,863,000 | 42,579,000 | 46,701,000 | 51,339,000 |