Call reports 2005
YAKIMA NATIONAL BANK, NA — 2005
What YAKIMA NATIONAL BANK, NA reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 44,486,000 | 46,503,000 | 46,198,000 | 44,722,000 |
| Total loans | 31,919,000 | 31,984,000 | 32,139,000 | 32,440,000 |
| Allowance for loan losses | 453,000 | 470,000 | 429,000 | 572,000 |
| Securities available for sale | 5,303,000 | 5,140,000 | 4,414,000 | 3,659,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,019,000 | 41,873,000 | 41,478,000 | 40,281,000 |
| Interest-bearing deposits | 26,403,000 | 28,458,000 | 26,549,000 | 24,889,000 |
| Noninterest-bearing deposits | 13,616,000 | 13,416,000 | 14,928,000 | 15,392,000 |
| Equity capital | 4,190,000 | 4,320,000 | 4,377,000 | 4,017,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 641,000 | 1,377,000 | 2,120,000 | 2,871,000 |
| Interest expense | 113,000 | 233,000 | 368,000 | 508,000 |
| Net interest income | 528,000 | 1,144,000 | 1,752,000 | 2,363,000 |
| Noninterest income | 70,000 | 137,000 | 215,000 | 277,000 |
| Noninterest expense | 502,000 | 1,015,000 | 1,558,000 | 2,576,000 |
| Provision for loan losses | 30,000 | 74,000 | 148,000 | 278,000 |
| Pretax income | 66,000 | 192,000 | 261,000 | -224,000 |
| Income tax | 4,000 | 69,000 | 88,000 | -25,000 |
| Net income | 62,000 | 123,000 | 173,000 | -199,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,246,000 | 4,364,000 | 4,414,000 | 4,050,000 |
| Total capital | 4,699,000 | 4,834,000 | 4,843,000 | 4,542,000 |
| Risk-weighted assets | 38,857,000 | 39,538,000 | 38,970,000 | 38,484,000 |