Call reports 2004
YAKIMA NATIONAL BANK, NA — 2004
What YAKIMA NATIONAL BANK, NA reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 42,438,000 | 44,470,000 | 44,872,000 | 44,794,000 |
| Total loans | 30,116,000 | 32,243,000 | 31,000,000 | 30,192,000 |
| Allowance for loan losses | 458,000 | 473,000 | 394,000 | 416,000 |
| Securities available for sale | 4,363,000 | 4,224,000 | 5,699,000 | 5,496,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,843,000 | 40,386,000 | 40,558,000 | 40,397,000 |
| Interest-bearing deposits | 26,592,000 | 27,239,000 | 27,206,000 | 26,985,000 |
| Noninterest-bearing deposits | 11,251,000 | 13,147,000 | 13,352,000 | 13,412,000 |
| Equity capital | 3,889,000 | 3,930,000 | 4,072,000 | 4,147,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 603,000 | 1,225,000 | 1,871,000 | 2,512,000 |
| Interest expense | 95,000 | 195,000 | 297,000 | 409,000 |
| Net interest income | 508,000 | 1,030,000 | 1,574,000 | 2,103,000 |
| Noninterest income | 70,000 | 145,000 | 224,000 | 313,000 |
| Noninterest expense | 485,000 | 942,000 | 1,409,000 | 1,885,000 |
| Provision for loan losses | 19,000 | 35,000 | 65,000 | 116,000 |
| Pretax income | 74,000 | 198,000 | 324,000 | 415,000 |
| Income tax | 23,000 | 47,000 | 63,000 | 61,000 |
| Net income | 51,000 | 151,000 | 261,000 | 354,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,876,000 | 3,983,000 | 4,094,000 | 4,185,000 |
| Total capital | 4,334,000 | 4,456,000 | 4,488,000 | 4,601,000 |
| Risk-weighted assets | 36,724,000 | 38,175,000 | 37,719,000 | 36,879,000 |