Call reports 2003
YAKIMA NATIONAL BANK, NA — 2003
What YAKIMA NATIONAL BANK, NA reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 38,714,000 | 40,816,000 | 42,631,000 | 39,992,000 |
| Total loans | 30,226,000 | 30,260,000 | 29,984,000 | 31,152,000 |
| Allowance for loan losses | 339,000 | 377,000 | 406,000 | 432,000 |
| Securities available for sale | 2,267,000 | 1,861,000 | 4,742,000 | 4,332,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,991,000 | 37,012,000 | 38,717,000 | 36,071,000 |
| Interest-bearing deposits | 25,058,000 | 26,434,000 | 26,197,000 | 24,461,000 |
| Noninterest-bearing deposits | 9,933,000 | 10,578,000 | 12,521,000 | 11,610,000 |
| Equity capital | 3,648,000 | 3,714,000 | 3,775,000 | 3,802,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 602,000 | 1,235,000 | 1,847,000 | 2,462,000 |
| Interest expense | 113,000 | 215,000 | 311,000 | 399,000 |
| Net interest income | 489,000 | 1,020,000 | 1,536,000 | 2,063,000 |
| Noninterest income | 75,000 | 148,000 | 276,000 | 353,000 |
| Noninterest expense | 537,000 | 1,057,000 | 1,583,000 | 2,084,000 |
| Provision for loan losses | 21,000 | 57,000 | 93,000 | 113,000 |
| Pretax income | 6,000 | 58,000 | 140,000 | 223,000 |
| Income tax | -6,000 | -11,000 | -17,000 | 37,000 |
| Net income | 12,000 | 69,000 | 157,000 | 186,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,650,000 | 3,707,000 | 3,795,000 | 3,825,000 |
| Total capital | 3,989,000 | 4,084,000 | 4,201,000 | 4,257,000 |
| Risk-weighted assets | 35,018,000 | 36,063,000 | 35,799,000 | 35,849,000 |