Call reports 2002
YAKIMA NATIONAL BANK, NA — 2002
What YAKIMA NATIONAL BANK, NA reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 36,636,000 | 38,571,000 | 38,915,000 | 41,279,000 |
| Total loans | 30,116,000 | 28,923,000 | 29,547,000 | 29,631,000 |
| Allowance for loan losses | 334,000 | 345,000 | 364,000 | 354,000 |
| Securities available for sale | 3,261,000 | 2,198,000 | 2,626,000 | 3,027,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,093,000 | 34,985,000 | 35,262,000 | 37,572,000 |
| Interest-bearing deposits | 23,941,000 | 25,262,000 | 25,793,000 | 26,273,000 |
| Noninterest-bearing deposits | 9,152,000 | 9,723,000 | 9,468,000 | 11,300,000 |
| Equity capital | 3,474,000 | 3,524,000 | 3,575,000 | 3,642,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 623,000 | 1,278,000 | 1,911,000 | 2,534,000 |
| Interest expense | 166,000 | 325,000 | 473,000 | 607,000 |
| Net interest income | 457,000 | 953,000 | 1,438,000 | 1,927,000 |
| Noninterest income | 95,000 | 179,000 | 269,000 | 359,000 |
| Noninterest expense | 512,000 | 1,016,000 | 1,515,000 | 2,026,000 |
| Provision for loan losses | 28,000 | 43,000 | 62,000 | 85,000 |
| Pretax income | 12,000 | 63,000 | 120,000 | 165,000 |
| Income tax | 0 | 0 | 0 | -33,000 |
| Net income | 12,000 | 63,000 | 120,000 | 198,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,452,000 | 3,502,000 | 3,564,000 | 3,638,000 |
| Total capital | 3,786,000 | 3,847,000 | 3,928,000 | 3,992,000 |
| Risk-weighted assets | 32,482,000 | 32,188,000 | 33,488,000 | 33,943,000 |