Call reports 2016
ANNA-JONESBORO NATIONAL BANK — 2016
What ANNA-JONESBORO NATIONAL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 229,626,000 | 233,194,000 | 236,234,000 | 231,001,000 |
| Total loans | 119,246,000 | 120,921,000 | 125,365,000 | 121,241,000 |
| Allowance for loan losses | 1,713,000 | 1,704,000 | 1,766,000 | 1,610,000 |
| Securities available for sale | 98,657,000 | 98,713,000 | 97,800,000 | 93,977,000 |
| Securities held to maturity | 220,000 | 2,244,000 | 2,240,000 | 2,236,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 196,973,000 | 196,516,000 | 199,106,000 | 200,227,000 |
| Interest-bearing deposits | 162,279,000 | 161,854,000 | 162,776,000 | 159,891,000 |
| Noninterest-bearing deposits | 34,694,000 | 34,662,000 | 36,330,000 | 40,336,000 |
| Equity capital | 31,126,000 | 31,992,000 | 32,326,000 | 29,954,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,338,000 | 4,657,000 | 6,964,000 | 9,205,000 |
| Interest expense | 369,000 | 734,000 | 1,091,000 | 1,441,000 |
| Net interest income | 1,969,000 | 3,923,000 | 5,873,000 | 7,764,000 |
| Noninterest income | 267,000 | 505,000 | 749,000 | 992,000 |
| Noninterest expense | 1,321,000 | 2,624,000 | 3,966,000 | 5,196,000 |
| Provision for loan losses | 40,000 | 60,000 | 60,000 | 1,460,000 |
| Pretax income | 880,000 | 1,749,000 | 2,604,000 | 2,108,000 |
| Income tax | 265,000 | 537,000 | 820,000 | 685,000 |
| Net income | 615,000 | 1,212,000 | 1,784,000 | 1,423,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,363,000 | 30,967,000 | 31,222,000 | 30,406,000 |
| Total capital | 31,895,000 | 32,526,000 | 32,827,000 | 31,995,000 |
| Risk-weighted assets | 122,369,000 | 124,566,000 | 128,179,000 | 127,040,000 |