Call reports 2008
ANNA-JONESBORO NATIONAL BANK — 2008
What ANNA-JONESBORO NATIONAL BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 199,290,000 | 198,420,000 | 197,257,000 | 200,677,000 |
| Total loans | 115,159,000 | 113,373,000 | 115,572,000 | 118,464,000 |
| Allowance for loan losses | 1,278,000 | 1,323,000 | 1,346,000 | 1,351,000 |
| Securities available for sale | 67,460,000 | 67,542,000 | 66,515,000 | 67,588,000 |
| Securities held to maturity | 4,568,000 | 4,404,000 | 4,341,000 | 3,849,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 167,701,000 | 167,669,000 | 161,395,000 | 165,941,000 |
| Interest-bearing deposits | 144,489,000 | 143,898,000 | 140,672,000 | 143,359,000 |
| Noninterest-bearing deposits | 23,212,000 | 23,771,000 | 20,723,000 | 22,582,000 |
| Equity capital | 23,716,000 | 22,937,000 | 23,291,000 | 24,303,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 3,072,000 | 5,986,000 | 8,860,000 | 11,780,000 |
| Interest expense | 1,239,000 | 2,367,000 | 3,450,000 | 4,502,000 |
| Net interest income | 1,833,000 | 3,619,000 | 5,410,000 | 7,278,000 |
| Noninterest income | 251,000 | 516,000 | 753,000 | 983,000 |
| Noninterest expense | 1,089,000 | 2,260,000 | 3,406,000 | 4,552,000 |
| Provision for loan losses | 190,000 | 290,000 | 410,000 | 560,000 |
| Pretax income | 813,000 | 1,602,000 | 2,364,000 | 3,166,000 |
| Income tax | 240,000 | 510,000 | 770,000 | 1,057,000 |
| Net income | 573,000 | 1,092,000 | 1,594,000 | 2,109,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,770,000 | 22,969,000 | 23,133,000 | 23,133,000 |
| Total capital | 24,048,000 | 24,292,000 | 24,479,000 | 24,484,000 |
| Risk-weighted assets | 108,797,000 | 108,724,000 | 109,649,000 | 111,334,000 |