Call reports 2007
ANNA-JONESBORO NATIONAL BANK — 2007
What ANNA-JONESBORO NATIONAL BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 129,954,000 | 193,707,000 | 194,458,000 | 197,989,000 |
| Total loans | 79,042,000 | 116,361,000 | 116,012,000 | 113,985,000 |
| Allowance for loan losses | 862,000 | 1,206,000 | 1,077,000 | 1,113,000 |
| Securities available for sale | 43,978,000 | 60,310,000 | 62,213,000 | 64,735,000 |
| Securities held to maturity | 850,000 | 4,780,000 | 5,649,000 | 4,122,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 108,333,000 | 162,979,000 | 163,000,000 | 166,153,000 |
| Interest-bearing deposits | 95,147,000 | 141,102,000 | 140,379,000 | 139,409,000 |
| Noninterest-bearing deposits | 13,186,000 | 21,877,000 | 22,621,000 | 26,744,000 |
| Equity capital | 16,433,000 | 21,603,000 | 22,337,000 | 22,866,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,912,000 | 4,463,000 | 7,414,000 | 10,430,000 |
| Interest expense | 851,000 | 1,983,000 | 3,298,000 | 4,619,000 |
| Net interest income | 1,061,000 | 2,480,000 | 4,116,000 | 5,811,000 |
| Noninterest income | 133,000 | 314,000 | 521,000 | 760,000 |
| Noninterest expense | 669,000 | 1,647,000 | 2,702,000 | 3,823,000 |
| Provision for loan losses | 35,000 | 85,000 | 145,000 | 205,000 |
| Pretax income | 487,000 | 1,059,000 | 1,787,000 | 2,540,000 |
| Income tax | 153,000 | 329,000 | 524,000 | 769,000 |
| Net income | 334,000 | 730,000 | 1,263,000 | 1,771,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,726,000 | 22,011,000 | 22,271,000 | 22,467,000 |
| Total capital | 17,588,000 | 23,217,000 | 23,348,000 | 23,580,000 |
| Risk-weighted assets | 74,796,000 | 110,408,000 | 110,652,000 | 109,841,000 |