Call reports 2006
ANNA-JONESBORO NATIONAL BANK — 2006
What ANNA-JONESBORO NATIONAL BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 122,343,000 | 121,501,000 | 122,400,000 | 125,581,000 |
| Total loans | 74,964,000 | 75,465,000 | 78,032,000 | 78,931,000 |
| Allowance for loan losses | 858,000 | 874,000 | 832,000 | 846,000 |
| Securities available for sale | 40,103,000 | 39,064,000 | 37,897,000 | 40,586,000 |
| Securities held to maturity | 1,334,000 | 1,312,000 | 1,221,000 | 851,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 101,316,000 | 99,993,000 | 100,355,000 | 104,313,000 |
| Interest-bearing deposits | 89,414,000 | 87,807,000 | 88,239,000 | 91,374,000 |
| Noninterest-bearing deposits | 11,902,000 | 12,186,000 | 12,116,000 | 12,939,000 |
| Equity capital | 15,759,000 | 15,788,000 | 16,166,000 | 16,281,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,677,000 | 3,440,000 | 5,234,000 | 7,104,000 |
| Interest expense | 681,000 | 1,412,000 | 2,199,000 | 3,024,000 |
| Net interest income | 996,000 | 2,028,000 | 3,035,000 | 4,080,000 |
| Noninterest income | 134,000 | 249,000 | 370,000 | 488,000 |
| Noninterest expense | 636,000 | 1,287,000 | 1,914,000 | 2,606,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 90,000 |
| Pretax income | 478,000 | 943,000 | 1,428,000 | 1,854,000 |
| Income tax | 150,000 | 240,000 | 390,000 | 540,000 |
| Net income | 328,000 | 703,000 | 1,038,000 | 1,314,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,326,000 | 16,520,000 | 16,597,000 | 16,640,000 |
| Total capital | 17,184,000 | 17,394,000 | 17,429,000 | 17,486,000 |
| Risk-weighted assets | 71,337,000 | 71,750,000 | 73,004,000 | 74,261,000 |