Call reports 2005
ANNA-JONESBORO NATIONAL BANK — 2005
What ANNA-JONESBORO NATIONAL BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 120,007,000 | 117,678,000 | 120,308,000 | 122,168,000 |
| Total loans | 73,959,000 | 74,691,000 | 75,612,000 | 74,430,000 |
| Allowance for loan losses | 875,000 | 890,000 | 846,000 | 868,000 |
| Securities available for sale | 37,102,000 | 35,623,000 | 36,469,000 | 38,775,000 |
| Securities held to maturity | 1,888,000 | 1,514,000 | 1,512,000 | 1,511,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 101,162,000 | 97,931,000 | 99,514,000 | 100,926,000 |
| Interest-bearing deposits | 88,756,000 | 86,683,000 | 87,484,000 | 88,328,000 |
| Noninterest-bearing deposits | 12,406,000 | 11,248,000 | 12,030,000 | 12,598,000 |
| Equity capital | 15,264,000 | 15,630,000 | 15,680,000 | 15,649,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,602,000 | 3,205,000 | 4,816,000 | 6,470,000 |
| Interest expense | 428,000 | 912,000 | 1,443,000 | 2,059,000 |
| Net interest income | 1,174,000 | 2,293,000 | 3,373,000 | 4,411,000 |
| Noninterest income | 124,000 | 234,000 | 347,000 | 462,000 |
| Noninterest expense | 605,000 | 1,235,000 | 1,888,000 | 2,613,000 |
| Provision for loan losses | 105,000 | 135,000 | 170,000 | 200,000 |
| Pretax income | 588,000 | 1,157,000 | 1,662,000 | 2,060,000 |
| Income tax | 213,000 | 426,000 | 630,000 | 669,000 |
| Net income | 375,000 | 731,000 | 1,032,000 | 1,391,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,738,000 | 15,914,000 | 16,033,000 | 16,178,000 |
| Total capital | 16,613,000 | 16,800,000 | 16,879,000 | 17,046,000 |
| Risk-weighted assets | 70,702,000 | 70,911,000 | 72,673,000 | 71,342,000 |