Call reports 2004
ANNA-JONESBORO NATIONAL BANK — 2004
What ANNA-JONESBORO NATIONAL BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 119,834,000 | 118,610,000 | 119,875,000 | 120,851,000 |
| Total loans | 71,411,000 | 72,688,000 | 74,273,000 | 74,406,000 |
| Allowance for loan losses | 824,000 | 866,000 | 889,000 | 929,000 |
| Securities available for sale | 38,860,000 | 37,978,000 | 37,016,000 | 36,803,000 |
| Securities held to maturity | 3,047,000 | 2,898,000 | 2,430,000 | 2,234,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 100,921,000 | 100,718,000 | 98,619,000 | 100,873,000 |
| Interest-bearing deposits | 89,014,000 | 88,906,000 | 86,482,000 | 87,848,000 |
| Noninterest-bearing deposits | 11,907,000 | 11,812,000 | 12,137,000 | 13,025,000 |
| Equity capital | 15,243,000 | 14,833,000 | 15,387,000 | 15,434,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,562,000 | 3,142,000 | 4,711,000 | 6,287,000 |
| Interest expense | 368,000 | 747,000 | 1,138,000 | 1,541,000 |
| Net interest income | 1,194,000 | 2,395,000 | 3,573,000 | 4,746,000 |
| Noninterest income | 86,000 | 169,000 | 245,000 | 346,000 |
| Noninterest expense | 589,000 | 1,208,000 | 1,824,000 | 2,523,000 |
| Provision for loan losses | 55,000 | 95,000 | 125,000 | 185,000 |
| Pretax income | 636,000 | 1,257,000 | 1,865,000 | 2,355,000 |
| Income tax | 208,000 | 417,000 | 626,000 | 759,000 |
| Net income | 428,000 | 840,000 | 1,239,000 | 1,596,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,928,000 | 15,164,000 | 15,388,000 | 15,543,000 |
| Total capital | 15,752,000 | 16,030,000 | 16,267,000 | 16,424,000 |
| Risk-weighted assets | 68,745,000 | 69,363,000 | 70,319,000 | 70,415,000 |