Call reports 2003
ANNA-JONESBORO NATIONAL BANK — 2003
What ANNA-JONESBORO NATIONAL BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 116,227,000 | 115,025,000 | 114,240,000 | 116,713,000 |
| Total loans | 67,354,000 | 68,564,000 | 68,751,000 | 70,266,000 |
| Allowance for loan losses | 745,000 | 779,000 | 854,000 | 871,000 |
| Securities available for sale | 36,256,000 | 36,100,000 | 34,561,000 | 36,851,000 |
| Securities held to maturity | 4,038,000 | 3,909,000 | 3,873,000 | 3,167,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 100,878,000 | 99,386,000 | 98,755,000 | 99,382,000 |
| Interest-bearing deposits | 90,192,000 | 88,481,000 | 87,774,000 | 87,481,000 |
| Noninterest-bearing deposits | 10,686,000 | 10,905,000 | 10,981,000 | 11,901,000 |
| Equity capital | 14,561,000 | 14,968,000 | 14,926,000 | 14,828,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,629,000 | 3,219,000 | 4,781,000 | 6,325,000 |
| Interest expense | 466,000 | 890,000 | 1,275,000 | 1,650,000 |
| Net interest income | 1,163,000 | 2,329,000 | 3,506,000 | 4,675,000 |
| Noninterest income | 90,000 | 168,000 | 248,000 | 316,000 |
| Noninterest expense | 571,000 | 1,148,000 | 1,728,000 | 2,431,000 |
| Provision for loan losses | 40,000 | 80,000 | 140,000 | 180,000 |
| Pretax income | 642,000 | 1,269,000 | 1,886,000 | 2,380,000 |
| Income tax | 230,000 | 455,000 | 680,000 | 814,000 |
| Net income | 412,000 | 814,000 | 1,206,000 | 1,566,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,290,000 | 14,530,000 | 14,760,000 | 14,667,000 |
| Total capital | 15,035,000 | 15,309,000 | 15,592,000 | 15,516,000 |
| Risk-weighted assets | 65,551,000 | 66,061,000 | 66,521,000 | 67,860,000 |