Call reports 2002
ANNA-JONESBORO NATIONAL BANK — 2002
What ANNA-JONESBORO NATIONAL BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 110,200,000 | 112,976,000 | 113,329,000 | 113,239,000 |
| Total loans | 64,385,000 | 66,013,000 | 68,578,000 | 67,096,000 |
| Allowance for loan losses | 655,000 | 679,000 | 706,000 | 702,000 |
| Securities available for sale | 30,332,000 | 34,067,000 | 31,894,000 | 31,803,000 |
| Securities held to maturity | 5,784,000 | 5,371,000 | 5,114,000 | 4,611,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 95,915,000 | 98,288,000 | 98,354,000 | 98,155,000 |
| Interest-bearing deposits | 85,808,000 | 87,899,000 | 88,035,000 | 87,671,000 |
| Noninterest-bearing deposits | 10,107,000 | 10,389,000 | 10,319,000 | 10,484,000 |
| Equity capital | 13,490,000 | 13,990,000 | 14,300,000 | 14,424,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,692,000 | 3,412,000 | 5,152,000 | 6,827,000 |
| Interest expense | 659,000 | 1,295,000 | 1,905,000 | 2,444,000 |
| Net interest income | 1,033,000 | 2,117,000 | 3,247,000 | 4,383,000 |
| Noninterest income | 74,000 | 139,000 | 238,000 | 306,000 |
| Noninterest expense | 526,000 | 1,095,000 | 1,682,000 | 2,329,000 |
| Provision for loan losses | 90,000 | 140,000 | 200,000 | 245,000 |
| Pretax income | 491,000 | 1,021,000 | 1,603,000 | 2,115,000 |
| Income tax | 165,000 | 330,000 | 522,000 | 709,000 |
| Net income | 326,000 | 691,000 | 1,081,000 | 1,406,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,455,000 | 13,663,000 | 13,895,000 | 14,041,000 |
| Total capital | 14,110,000 | 14,342,000 | 14,601,000 | 14,743,000 |
| Risk-weighted assets | 63,742,000 | 65,048,000 | 66,570,000 | 65,545,000 |