Call reports 2004
FIRST NATIONAL BANK OF HINCKLEY — 2004
What FIRST NATIONAL BANK OF HINCKLEY reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 |
|---|---|---|
| Total assets | 7,090,000 | 6,852,000 |
| Total loans | 6,645,000 | 6,473,000 |
| Allowance for loan losses | 67,000 | 65,000 |
| Securities available for sale | 0 | 0 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 2,880,000 | 2,777,000 |
| Interest-bearing deposits | 1,849,000 | 1,660,000 |
| Noninterest-bearing deposits | 1,031,000 | 1,117,000 |
| Equity capital | 3,999,000 | 4,036,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 |
|---|---|---|
| Interest income | 107,000 | 238,000 |
| Interest expense | 9,000 | 20,000 |
| Net interest income | 98,000 | 218,000 |
| Noninterest income | 3,000 | 5,000 |
| Noninterest expense | 63,000 | 123,000 |
| Provision for loan losses | 14,000 | 12,000 |
| Pretax income | 24,000 | 88,000 |
| Income tax | 9,000 | 36,000 |
| Net income | 15,000 | 52,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 |
|---|---|---|
| Tier 1 capital | 3,999,000 | 4,036,000 |
| Total capital | 4,066,000 | 4,101,000 |
| Risk-weighted assets | 6,074,000 | 5,941,000 |